StubzPro

StubzPro tools

Paycheck Calculator (2026 Estimate)

Estimate take-home pay from gross pay. Federal income tax is an estimate; actual withholding depends on Form W-4 and IRS Publication 15-T.

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Estimated paycheck

Gross pay
$2,000.00
Pre-tax deductions
$0.00
Social Security
$124.00
Medicare
$29.00
Federal income tax (estimate)
$156.15
Extra withholding (included above)
$0.00
State/local tax
$0.00
Total deductions
$309.15
Net pay
$1,690.85

This is an estimate based on 2026 tax brackets and the standard deduction. Actual withholding depends on the employee's Form W-4 and the IRS Publication 15-T tables, and can differ.

How take-home pay is figured

Start with gross pay for the selected pay period. The estimate subtracts Social Security and Medicare, then estimates federal income tax from annualized taxable wages after the selected standard deduction. Optional extra withholding, pre-tax deductions and a manually entered state/local amount are included in the estimate. Net pay is gross pay minus those deductions.

What shows on the pay stub

A pay stub can show gross pay, each deduction on its own line, net pay, and year-to-date totals. Keep the estimate separate from actual payroll withholding and use the employee's current payroll information.

FAQ

Is this exactly what will be withheld?

No. The federal line is an estimate. Actual withholding uses the employee's Form W-4 and IRS Publication 15-T.

What is the 2026 standard deduction?

$16,100 for single filers and married filing separately, $32,200 for married filing jointly, and $24,150 for heads of household.

Why is Social Security 6.2%?

That's the 2026 employee rate, on wages up to $184,500. Medicare is 1.45% with no wage limit.

How much does a pay stub cost on StubzPro?

$3.99 per stub. Preview free, no account needed.

Document wages you actually paid.

Preview your pay stub before you decide to buy.

For real wages only. Use StubzPro to record pay you actually paid. Never make a stub to show income that wasn't earned; doing so can be illegal. This page is general information, not legal or tax advice. Figures are for 2026 and can change.